Retirement planning is not only about managing your money but it is also a matter of considering your future lifestyle, activities and health care.

Regarding the financial side, it is well worth your while examining the various options available.  For example, the state pension can be a useful contribution but is likely to not be sufficient for everything you want during your retired years.

Investing in your own pension could well be a good option for you, whether it is a company or a personal pension.  The advantages of these types of pensions, especially compared to increasing your state pension, are that you may be entitled for cash back under tax relief, you may receive extra contributions from your company and you can safely put away the money until it is needed.

There are also many other possibilities such as savings account and other investments like property and ISAs.