Unfortunately, and as the famous quote goes, only two things in life are certain: death and taxes.  However, there are ways in which you can make sure you are not paying too much while also checking that you have complied with regulations.

Independent financial advisers are well placed to help you achieve this.  For example, they are able to give you a specialist advice on tax planning such as where to put your savings and in which type of account, or whether you should move the money to a partner who is eligible for lower tax rates.

You may even find out from your tax planner that increasing your pension contribution in the run up to the end of the tax year, is an excellent way of generating tax relief and taking advantage of the benefits of pension funds, which are more tax effective.

All of this can be discussed with your independent financial adviser, who specializes in tax planning.